{"title":"Money \u0026 Habits","description":"\u003cp\u003ePractical digital guides for reviewing spending habits, planning a no-spend challenge and making more deliberate everyday money choices.\u003c\/p\u003e","products":[{"product_id":"30-day-no-spend-challenge-workbook","title":"The No-Spend Reset — 30-Day Workbook","description":"\u003ch2\u003eA practical 30-day reset for non-essential spending\u003c\/h2\u003e\u003cp\u003e\u003cstrong\u003eThe No-Spend Reset\u003c\/strong\u003e is a 24-page printable workbook that keeps genuine essentials in place while pausing selected non-essential purchases.\u003c\/p\u003e\u003cp\u003eThe guide provides one clear action at a time, helping you observe spending triggers and direct avoided purchases towards a chosen goal.\u003c\/p\u003e\u003ch3\u003eInside the workbook\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eA complete 30-day action map\u003c\/li\u003e\n\u003cli\u003eNeeds-versus-wants rules and grey-area prompts\u003c\/li\u003e\n\u003cli\u003eA spending-trigger audit and practical alternatives\u003c\/li\u003e\n\u003cli\u003eMore than 40 free activity ideas\u003c\/li\u003e\n\u003cli\u003eDaily, temptation and savings trackers\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eFormat\u003c\/h3\u003e\u003cp\u003eDigital PDF, 24 pages. Designed for printing and self-paced use.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eGeneral money education, not personalised financial advice. Continue paying essential bills, debts and other obligations. Results depend on individual circumstances and choices.\u003c\/em\u003e\u003c\/p\u003e","brand":"VALI Guides","offers":[{"title":"Default Title","offer_id":55037177987414,"sku":"VALI-NO-SPEND-RESET","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1053\/9676\/5014\/files\/magnific_generate-a-book-cover-moc_dtCHFI3XSL.jpg?v=1788158721"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1053\/9676\/5014\/collections\/cover_24ad9b87-51fd-46ed-93d8-e537a97dd34c.png?v=1787140325","url":"https:\/\/valiguides.com\/collections\/money-habits.oembed","provider":"VALI Guides","version":"1.0","type":"link"}